Senior Support Finder

National support guide

Pension Credit — what to check in the UK

Pension Credit can top up income for people over State Pension age and may also unlock other help. If you live across the UK, it is usually worth checking Pension Credit alongside Council Tax Reduction and local cost of living support, because one successful claim can make other conversations easier.

Signposting, not eligibility adviceUpdated 2026

Who this may help

  • People over State Pension age on a lower income.
  • Couples where one or both people have reached State Pension age and income is tight.
  • Older residents who are unsure whether savings, rent, caring or disability costs affect the check.

What to have ready

  • National Insurance number.
  • Income details including State Pension, private pensions and benefits.
  • Savings, investments, rent, mortgage or service charge information.
  • Partner details if applying as a couple.

Official next step

Check Pension Credit on GOV.UK